An individual covered under a Group Life insurance policy is referred to as a(n)?

In the context of a Group Life insurance policy, the correct term for an individual covered under the policy is the "certificate holder." When an employer or organization issues a group life insurance policy, it provides coverage to its members or employees, who are considered certificate holders. Each certificate holder receives a certificate that outlines the coverage details, but they do not own the policy itself; the policy remains under the control of the employer or organization that purchased it.

The term "insured" is often used in insurance to refer to a person whose life is covered by the policy, but in the case of group coverage, the more specific term "certificate holder" is preferred to highlight their relationship to the group policy. The "policy owner" typically refers to the entity that purchased the policy, which in group insurance is usually the employer or organization. Lastly, a "beneficiary" is the person designated to receive benefits upon the death of the insured, which is a separate role from the individual covered under the policy. Thus, the most accurate term to describe someone enrolled in a group life insurance plan is the "certificate holder."