An insurance company incorporated under the laws of the state where its home office is located is referred to as a(n) ____ company.

A company that is incorporated under the laws of the state where its home office is located is referred to as a domestic company. This term is specifically used to identify an insurer that operates within its state of incorporation, subject to that state's insurance regulations and requirements. When the company's headquarters and incorporation are in the same state, it reinforces its status as a domestic entity.

In contrast, a foreign company refers to an insurer that is incorporated in a different state than where it does business. An alien company is one that is incorporated outside of the United States but operates within the U.S. Finally, the term international may refer to companies operating in multiple countries or adhering to global practices but does not directly indicate the company's incorporation status relative to state laws.