At what minimum age can a person sign a life insurance application in Florida?

In Florida, a person must be at least 15 years old to sign a life insurance application. This allows minors who are old enough to understand the implications of the insurance policy to apply for coverage. However, it's important to note that while a 15-year-old can sign an application, there may still be conditions or limitations regarding the consent and the enforcement of the contract, typically requiring a parent or legal guardian's involvement.

The age of consent to sign insurance applications varies by state; in many places, individuals under 18 are generally considered minors and may not have the legal capacity to enter into binding contracts without parental or guardian approval. Thus, Florida’s provision recognizes the maturity of individuals aged 15, while still providing a safeguard through the oversight of adults.