Employers with less than how many employees are affected by Florida's Health Insurance Coverage Continuation Act (Mini COBRA)?

Study for the Florida Laws and Rules Pertinent to Insurance Test. Use multiple choice questions with hints and explanations to boost your understanding. Gain confidence for your exam!

The Florida Health Insurance Coverage Continuation Act, often referred to as Mini COBRA, is designed to extend health insurance coverage for employees in certain situations. Specifically, this act applies to employers with less than 20 employees. Therefore, the correct amount that determines the applicability of the Mini COBRA provision is 20, making it critical for understanding employee rights regarding health insurance after employment has ended.

This coverage allows employees and their dependents to continue their health insurance for a limited time after losing their job, provided that the loss of employment was not due to gross misconduct. The Mini COBRA act mirrors aspects of the federal COBRA law but is tailored for smaller employers who are not covered by the federal mandates.

In the context of the provided options, 20 is the threshold below which employers are impacted by this act, ensuring that smaller workforce groups still receive some protections when it comes to health insurance continuity.

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