Florida's 14-day free-look period for life insurance policies begins at the:

The correct answer indicates that Florida's 14-day free-look period for life insurance policies begins on the date of delivery. This provision allows policyholders to review their new life insurance policy without any financial obligations for a specified timeframe.

This means that once the policy is delivered to the insured, they have a full 14 days to examine the terms and conditions, giving them the opportunity to decide whether to keep the policy or cancel it for a full refund of any premiums paid. This consumer protection measure is designed to ensure that individuals have adequate time to understand their insurance coverage after they have received their policy.

Other options focus on inappropriate starting points for the free-look period. For example, starting at the policy's effective date would not account for the time taken to deliver the policy to the insured, which may lead to individuals feeling rushed to make a decision. Similarly, counting the free-look period from the time of application overlooks the fact that coverage typically begins at a later date determined by the insurer or upon approval of the application, not when the application was initially submitted.