In a Family Health policy, under what condition is a handicapped child guaranteed coverage?

In a Family Health policy, a handicapped child is guaranteed coverage primarily under the condition that premium payments are current. This ensures that the policy remains in effect and that the insurer is obligated to provide the specified coverage. Generally, insurance policies will outline that coverage for dependents, including handicapped children, continues as long as the policy is active and the required premiums are being paid without lapses.

This provision ensures that parents of handicapped children do not lose coverage simply due to non-payment, as that would unfairly disadvantage those who may have additional medical expenses related to their child's condition. Other conditions such as age or student status may also influence coverage scenarios in various instances but are not the core requirement for guaranteeing coverage in this context.