In which scenario would a dependent handicapped child not be covered under a Family Health policy in Florida?

Study for the Florida Laws and Rules Pertinent to Insurance Test. Use multiple choice questions with hints and explanations to boost your understanding. Gain confidence for your exam!

In Florida, a Family Health policy typically covers dependent children, including handicapped children, until they reach a specific limiting age, which is often set at 26 for most policies. However, if the premiums for the handicapped child are not paid, then coverage for that child can lapse. Insurance policies require that premiums be paid for coverage to remain in force, so failing to pay the premiums directly affects the child's eligibility for coverage under the policy.

Other scenarios may involve conditions that could lead to complications but do not directly negate coverage in the same clear manner as non-payment. For instance, becoming a full-time student might extend eligibility rather than restrict it, moving outside the provider network affects the access to services rather than the eligibility of the policy itself, and reaching the limiting age generally serves as a trigger for termination of coverage under many policies, but is not outright cancellation due to non-compliance like non-payment. Thus, the scenario involving non-payment stands out as a clear reason why the dependent would not be covered under the Family Health policy.

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