What is the maximum dollar amount for advertising gifts that can be given by an agent to a prospective client?

The correct answer of $25 aligns with Florida insurance regulations which limit the value of advertising gifts that an insurance agent may provide to prospective clients. This regulation is designed to prevent any undue influence on a client’s decision-making process when purchasing insurance. By imposing a cap on the dollar amount, the law ensures that the gifts remain nominal and do not create an appearance of impropriety or coercion. This balance promotes ethical practices within the industry while still allowing agents to engage with potential clients in a friendly, promotional manner.