What is the term for misleading information published by an insurance company about its policy's provisions?

The term for misleading information published by an insurance company about its policy's provisions is known as misrepresentation. This occurs when an insurer presents false or misleading statements regarding the terms, conditions, or benefits of a policy. Misrepresentation can lead consumers to make decisions based on inaccurate information, which can have serious implications for both the consumer and the integrity of the insurance market.

False advertising refers more broadly to any misleading or untrue statements about a product or service that do not necessarily pertain specifically to insurance policy provisions. Deceptive marketing encompasses a wider array of unethical practices that can mislead consumers but does not specifically highlight the act of misinforming about policy details. False endorsement typically refers to falsely suggesting that an individual or organization endorses or is affiliated with a product or service.

Understanding misrepresentation is essential for both consumers and insurance professionals, as it underscores the legal and ethical responsibilities in conveying accurate information regarding insurance products.