When is a Group Health policy required to provide coverage for a newborn child?

A Group Health policy is required to provide coverage for a newborn child at the moment of birth. This provision is a key aspect of insurance policies that aim to ensure immediate coverage for dependent newborns without any lapse in health insurance.

The law typically mandates that a newborn is covered from the time of birth to protect against the significant medical needs that can arise in the initial moments and days of life. This immediate coverage is designed to safeguard the health of the newborn and ensure that any potential health issues are addressed promptly.

While the other options suggest various timeframes or conditions for coverage, they do not align with the stipulated requirement for immediate coverage upon birth, which is designed to cover newborns as soon as they enter the world to ensure their health and safety are prioritized from the start.