Which activity is least likely to result in the suspension of an insurance agent's license?

Working for a foreign insurer is least likely to result in the suspension of an insurance agent's license because it is a legitimate activity, provided that the agent is properly licensed to do business in the applicable jurisdiction. Foreign insurers operate in many states and must comply with state regulations regarding their business activities. As long as the agent adheres to the licensing requirements for their role, working for a foreign insurer does not inherently pose a legal risk that could lead to license suspension.

In contrast, selling insurance without a license, making misleading statements, and engaging in twisting are all serious violations of insurance regulations. Selling insurance without a license represents a clear violation of state laws, which explicitly require individuals to obtain proper licensure before soliciting or selling insurance products. Making misleading statements can undermine consumer trust and violate regulatory standards for honesty and transparency, leading to disciplinary action. Engaging in twisting, which involves persuading a policyholder to abandon their current policy for another by making misleading claims, is considered a deceptive practice and is heavily sanctioned. These activities place consumers at risk and violate the ethical standards expected of licensed agents, making them more likely to result in the suspension of a license.