Which of the following employees may NOT be excluded from a group life plan?

Study for the Florida Laws and Rules Pertinent to Insurance Test. Use multiple choice questions with hints and explanations to boost your understanding. Gain confidence for your exam!

In a group life insurance plan, full-time employees, even after completing a probationary period, generally cannot be excluded from coverage. Group life insurance is designed to provide benefits to employees as a part of their employment package, and full-time employees typically qualify for this type of insurance.

The inclusion of full-time employees ensures that the insurance benefits are equitable and provide adequate protection to those who are employed on a regular basis. This is significant since the primary purpose of group life insurance is to support employees who contribute fully to the organization.

In contrast, other employee categories, such as part-time employees, contract employees, and interns, can be excluded from group plans depending on the specific policies of the insurance provider and the employer's plan terms. For instance, part-time employees may not work enough hours to qualify for coverage, while contract employees might not be considered part of the company’s permanent workforce. Interns, often categorized as temporary or non-standard employees, are also frequently excluded from such benefits.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy