Which of the following is NOT a requirement for obtaining a health insurance policy in Florida?

In Florida, when obtaining a health insurance policy, it is not a requirement to provide proof of income. While insurers may consider an applicant's financial situation during underwriting or when determining eligibility for certain plans, there is no state law mandating that proof of income must be submitted to secure a health insurance policy.

On the other hand, individuals must be at least 18 years old to enter into a contract, which is essential when signing an insurance policy. Completing a medical history questionnaire is a common practice to assess the risk and customize the policy according to the individual's health needs. Additionally, paying the first premium upfront is typically a requirement as it activates the coverage, making the policy enforceable.

Thus, while an applicant may need to navigate questions about their income for some types of assistance programs or specific plans, providing proof of income is distinct from the foundational requirements needed to actually obtain the policy itself.