Which of the following is NOT required in the Outline of Coverage for a health insurance policy?

The outline of coverage for a health insurance policy is designed to provide essential information to help consumers understand the policy's features, benefits, and limitations. It typically includes a summary of the benefits provided, total premium costs, and clinical coverage guidelines to ensure that policyholders have a clear understanding of what their insurance entails.

The projection of the policy's future costs is not required in the outline of coverage. While understanding potential future costs can be valuable, insurers are not mandated to provide this specific projection upfront in the outline, as it can be subject to many variables such as changes in the market, utilization, and policyholder health. This type of detailed financial prediction may not be feasible or accurately represent what a policyholder could face over time.

In contrast, the summary of benefits, total premium costs, and clinical coverage guidelines directly inform the consumer about the actual coverage specifics, making those elements essential for the outline. Thus, the correct identification of the requirement not included in the outline of coverage is the projection of the policy's future costs.