Which provision is NOT required in a Medicare Supplement policy under Florida law?

The requirement regarding limitation on pre-existing conditions for up to 12 months is not mandated under Florida law for Medicare Supplement policies. In the context of Medicare Supplement insurance, Florida law emphasizes consumer protections that ensure individuals have access to coverage without the imposition of lengthy pre-existing condition waiting periods. Specifically, while Medicare Supplement policies can have certain restrictions related to pre-existing conditions, Florida mandates that any waiting period must be enforced in a manner that aligns with federal guidelines, thereby making the option for a pre-existing condition limitation up to 12 months not a required provision.

In contrast, provisions such as minimum coverage duration, guaranteed renewability, and an open enrollment period are essential components of Medicare Supplement policies in Florida. These requirements are designed to protect consumers by ensuring that they have sustained access to health care services and that their policies cannot be canceled or altered in a way that negatively impacts their coverage during crucial periods. Thus, knowing that limitation on pre-existing conditions is not a necessary provision reflects an understanding of the legal landscape governing Medicare Supplement policies in the state.